Bajaj Finance Fixed Deposit offers a lucrative interest rate of up to 7.60%, which can go up to 7.85% for senior citizens. Investing in this FD can help you accumulate your wealth and grow your corpus, with assured returns.

For senior citizens seeking safe investment avenues to invest their life savings, Bajaj Finance Fixed Deposit offers the benefit of high safety with additional returns of 0.25% over and above the regular interest rate. Senior citizens can also choose the option of periodic pay-outs, to fund regular expenses. Find out more about the Senior Citizen Fixed Deposit.

For Non-resident Indians (NRIs), Overseas Citizen of India (OCI) and Person of Indian Origin (PIO), investing in a Bajaj Finance NRI Fixed Deposit is a great option. With this option, NRI/OCI/PIO with an NRO account, can easily choose tenures between 12 months and 36 months. New customers can reap the benefits of attractive interest rates of up to 7.50%, whereas senior citizens can get FD interest rates up to 7.75%.

Bajaj Finance Limited is now offering Fixed Deposit in Systematic Deposit Plan (SDP) a monthly investment option that enables the customer to invest in small monthly deposits, in a disciplined manner. The maturity period of each monthly deposit under SDP shall be for a minimum period of 12 months to a maximum period of 60 months. The depositor will have option to choose between 6 to 48 numbers of monthly deposits under SDP. The interest rate prevailing on the date of each deposit will be applicable to that particular deposit. Each deposit under the SDP will be treated as a separate Fixed Deposit. Find out more about Systematic Deposit Plan.

As the only Indian NBFC with an international rating of 'BBB' by S&P Global, Bajaj Finance Fixed Deposit is one of the safest investment options for investors, regardless of their risk type. Bajaj Finance Fixed Deposit has the highest stability ratings with CRISIL's FAAA/Stable rating and ICRA's MAAA (stable) rating, so your investments are never at risk.

When investing in a Bajaj Finance Fixed Deposit, you can choose the tenor between 12 and 60 months, to suit your financial needs. This can help you with your liquidity needs, and you can ladder your investments to enjoy a higher cash inflow

When filling your FD application form, you can choose to auto-renew your FD and save the hassle of filling in the renewal form again during maturity.

Public Sector Undertaking Bonds (PSU Bonds) are the bonds in which the government shareholding is generally more than 51%. It is a medium and long-term debt instruments issued by public sector companies. Call our investment advisors at +91-937-144-4003 for more information.

Fixed income is an investment approach focused on preservation of capital and income. It typically includes investments like government and corporate bonds, CDs and money market funds. Fixed income can offer a steady stream of income with less risk than stocks. Call our investment advisors at +91-937-144-4003 for more information.

A high-yield corporate bond is a type of corporate bond that offers a higher rate of interest because of its higher risk of default. When companies with a greater estimated default risk issue bonds, they may be unable to obtain an investment-grade bond credit rating. Call our investment advisors at +91-937-144-4003 for more information.

An ultra-short bond fund is a bond fund that invests only in fixed-income instruments with very short-term maturities. An ultra-short bond fund will invest in instruments with maturities of less than one year. Call our investment advisors at +91-937-144-4003 for more information.

Bonds issued by the Central and State Governments are called Government security. Since these are issued by Governments they carry no credit risk. These are one of the safest types of investment options in India to earn periodic interests and principal on maturity. Call our investment advisors at +91-937-144-4003 for more information.

Agencies Tax-free bonds like NHAI, PFC, REC, IRFC, Hudco and Nabard are popular amongst investors. Mumbai: The rich always have options - beyond the complex world of derivatives. , these instruments give rich savers higher returns than either fixed deposits or small-savings schemes ever will. Call our investment advisors at +91-937-144-4003 for more information.

Since they are issued by organisations that are backed by the government and, as their name implies, interest income is tax-free making it risk-free investments for Senior Citizens in higher tax brackets. Call our investment advisors at +91-937-144-4003 for more information.

Public Sector Undertaking Bonds (PSU Bonds) are the bonds in which the government shareholding is generally more than 51%. It is a medium and long-term debt instruments issued by public sector companies. Indian Oil Corporation Limited is the biggest PSU in India. Call our investment advisors at +91-937-144-4003 for more information.

State-Owned Enterprises(SOE) are legally formed by the state government to perform commercial activities. Examples SOE are for Oil and Natural Gas Corporation (ONGC), UP Power, etc. State-Owned Enterprises issue bonds to raise capital. If these enterprises are found with lower creditworthiness, then the State Government guarantees the bonds issued by State-Owned Enterprises. And these bonds are called State Government Guaranteed Bonds. Generally, the guarantor collects fees from the issuer for guaranteeing the bonds; hence Guaranteed Bonds pay less interest than the non-guaranteed bonds. In the case of State Guaranteed Bonds, the state government doesn’t collect any fees for guaranteeing the bonds issued by state-owned enterprises. Hence State Government Guaranteed Bonds pay on par with non-guaranteed bonds though they are relatively safer than non-guaranteed bonds. In nutshell, State Government Guaranteed Bonds are safer and offer higher coupon rates than their counterparts. Call our investment advisors at +91-937-144-4003 for more information.

Private Sector Bonds are debt instruments which are issued by private companies to fulfill their financing needs. Private Sector Bonds may be issued as zero-coupon bonds or as coupon bearing bonds. Call our investment advisors at +91-937-144-4003 for more information.

Quarterly Income Debt Securities (QUIDS) are tradable debt instruments that pay a quarterly income. Call our investment advisors at +91-937-144-4003 for more information.

Non Banking Financial Company also known as NBFC company, functioning as per the Indian Companies Act, giving loans and advances to the public. An NBFC company can acquire shares, stocks, bonds, debentures and securities from Government as well as local authority or any other marketable securities. Call our investment advisors at +91-937-144-4003 for more information.

Readywealth will present to you the latest IPO's from time to time you could invest in wit hactive support from an investment advisor. Call our investment advisors at +91-937-144-4003 for more information.

Treasury bonds can be a good investment for those looking for safety and a fixed rate of interest that's paid semiannually until the bond's maturity. Bonds are an important piece of an investment portfolio's asset allocation since the steady return from bonds helps offset the volatility of equity prices. Call our investment advisors at +91-937-144-4003 for more information.

RBI Bonds for NRIs Reserve Bank of India has enabled NRIs to invest in Government of India bonds-G-sec. They are long-term securities. The tenure range for such bonds is from 5 to 40 years. Based on the tenure, these bonds provide yields between 6.18% and 7.72%. Call our investment advisors at +91-937-144-4003 for more information.

54EC bonds, or capital gains bonds, are one of the best way to save long-term capital gain tax. 54EC bonds are specifically meant for investors earning long-term capital gains and would like tax exemption on these gains. Tax deduction is available under section 54EC of the Income Tax Act. Call our investment advisors at +91-937-144-4003 for more information.

Bond discount is the amount by which the market price of a bond is lower than its principal amount due at maturity. A bond issued at a discount has its market price below the face value, creating a capital appreciation upon maturity since the higher face value is paid when the bond matures. Call our investment advisors at +91-937-144-4003 for more information.